Category Archives for "Social Security"

Working and Collecting Social Security: 3 Important Things You Need to Know

As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.” Nothing […]

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Social Security BONUS: Delayed Retirement Credits

  Are you afraid you’ll make a mistake with Social Security? Are you afraid you won’t make the right choice and get less than you deserve? You’re not alone! Many people feel this way and make this common mistake. Common Mistake My dental hygienist, Judy, made such a mistake. She told me she started collecting […]

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Social Security-Think You Retire at 65? Think Again!

Retire at 65?  Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]

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SOCIAL SECURITY CUT BECAUSE YOU HAVE A PENSION? YOU’RE NOT ALONE!

WINDFALL ELIMINATION PROVISION-Does it affect you? Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire. Why Is My Social Security Payment Lower? The payment decrease is caused by the Windfall […]

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3 Social Security Myths Almost Everybody Believes

DO YOU BELIEVE THEM? With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths about Social Security abound. Unfortunately, many people believe them. Sadly, these myths can cost you big time. Social Security Myth #1 – The “Maximum” is the Highest Payment You […]

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Social Security: The Pitfalls of Waiting Till 70

IS IT BEST TO WAIT AS LONG AS POSSIBLE FOR SOCIAL SECURITY? NOT NECESSARILY! Are you searching for that magic moment that will give you the most from Social Security? How do you find it? Where will you look? Waiting for Social Security Can Cost You You can begin collecting Social Security any time between […]

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5 SURPRISING SOCIAL SECURITY TIPS FOR 2017

The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]

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Women and Social Security-5 Tips

The choices you make today will affect your Social Security payment amount later on. This is true, even if you are in your 60s and are rapidly approaching retirement age. It’s especially true for our daughters and granddaughters, who still have several years, or even decades, to go before retirement age. I always thought that […]

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5 TIPS TO NEW SOCIAL SECURITY LAW

5 TIPS TO NEW SOCIAL SECURITY LAW The Bipartisan Budget Act of 2015 made some significant changes to Social Security law. The new laws do away with some lucrative claiming strategies. You may still be eligible for these additional funds, but if you are, you need to act quickly. If you will be 66 or […]

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Social Security: How is it Calculated?

Social Security:  How is it Calculated? As you approach retirement, you’ll want to know what your future Social security payment will be. As I talk to readers, I find there is confusion about how benefits are calculated. Some think it is based on your last five or ten years of work and that taking a […]

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