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Medicare: Part B – 2017

Medicare Part B 2017 There are four parts to Medicare: Part A, B, C, and D. Each provides a different type of service. What Does Part B Cover? Part B covers most doctor visits, lab tests, X-rays, outpatient procedures, and emergency room visits. It may cover medically necessary equipment and supplies such as canes, walkers, […]

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MEDICARE: Part C 2017

Medicare Part C 2017 Medicare is divided into four parts: Part A, B, C, and D. Each part covers different services. Part C is a combination of the parts and provided by a single health organization. Part C, also known as Medicare Advantage Plans, are all-inclusive plans offered by private insurance companies. They operate like […]

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Medicare: Part D 2017

Medicare Part D 2017 Medicare Part D is Prescription Drug Coverage. The plans are not offered by Medicare, but by private insurance companies that must meet specific standards. To Qualify To qualify, you must participate in Part A and Part B. Offered by Outside Insurance Companies Medicare itself does not offer Part D policies. The […]

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Medicare: The Infamous Donut Hole

Beware the Donut Hole, I’ve heard, but what is it and why don’t people like it? It is a temporary limit on what your drug plan will cover. You pay more! Insurance companies pay 75% of standard medications like those for blood pressure, heart disease and other common ailments. Once you reach a certain monetary […]

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Medigap: Medicare Supplemental Insurance 2017

MEDIGAP Medicare has four parts: Part A, B, C, and D. Each part covers a different service. Medigap supplements your coverage. Medigap: What is it? Medigap is also known as Medicare Supplemental Insurance. It is extra health insurance you buy from a private company that provides coverage for deductibles, co-pays, and services that are not […]

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Social Security: The Pitfalls of Waiting Till 70

IS IT BEST TO WAIT AS LONG AS POSSIBLE FOR SOCIAL SECURITY? NOT NECESSARILY! Are you searching for that magic moment that will give you the most from Social Security? How do you find it? Where will you look? Waiting for Social Security Can Cost You You can begin collecting Social Security any time between […]

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5 SURPRISING SOCIAL SECURITY TIPS FOR 2017

The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]

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Women and Social Security-5 Tips

The choices you make today will affect your Social Security payment amount later on. This is true, even if you are in your 60s and are rapidly approaching retirement age. It’s especially true for our daughters and granddaughters, who still have several years, or even decades, to go before retirement age. I always thought that […]

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SURPRISE! DIVORCED SPOUSES CAN GET SOCIAL SECURITY BENEFITS

Many Women believe they are not entitled to Social Security if they are divorced. The truth is you can get Social Security on your ex-spouse’s record under certain circumstances even if you are divorced. There are two U.S. Social Security benefits you may be entitled to—spousal support and survivor benefits. If you qualify and your […]

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5 TIPS TO NEW SOCIAL SECURITY LAW

5 TIPS TO NEW SOCIAL SECURITY LAW The Bipartisan Budget Act of 2015 made some significant changes to Social Security law. The new laws do away with some lucrative claiming strategies. You may still be eligible for these additional funds, but if you are, you need to act quickly. If you will be 66 or […]

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Tips for Social Security