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How Much Will You Receive from Social Security? How Is It Calculated?

You need a total of 40 credits to qualify for Social Security retirement benefits. For each $1,200 you make, you earn one credit. Each year, you can earn up to four credits. Once you have earned $4,800 you have earned your four credits for the year and do not accumulate any more. Your yearly earnings […]

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What Is My Full Retirement Age? Why Does It Matter?

Since I started researching for my book, Retirement Basics, I find myself in many conversations on the topic. Earlier in the year I sat next to Fred from Indiana at dinner. He told me he was waiting patiently to reach age 65 so that he could apply for Social Security. I didn’t want to burst […]

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